- Budget
If you haven’t already, budgeting is a sure way to see where your money is going, and where you can begin to save.
Write down all the bills that need to be paid each month and subtract that from your monthly income.
Don’t include things like weekly ice cream outings and monthly pedicures just yet, and remember that a budget only works if you follow it.
Popsugar mom writes:
“When you create the budget, consider money for emergencies and necessities only first. Then, see what you have left over. Designate a certain percentage of that “leftover” money as savings.”